ADDRESS OF THE CHAIRMAN
  • Address of the Chairman of the Management Board of the Bank
    MAJOR EVENTS IN 2004
  • Major events in 2004
    FINANCIAL RESULTS OF THE BANK
  • Financial results of the Bank's performance
  • Bank’s rating
  • Risks management
    DEVELOPMENT OF BANK CORPORATE BUSINESS
  • Credit and investment activity
  • Securities transactions
  • Transactions in the interbank market
    DEVELOPMENT OF RETAIL BUSINESS
  • Development of retail business
    DEVELOPMENT OF CARD BUSINESS
  • Development of card business
    DEVELOPMENT OF INTERNATIONAL BUSINESS
  • Documentary transactions
  • International payments and correspondent relations
  • Activity in the international financial markets
    DEVELOPMENT OF BRANCH NETWORK
  • Development of branch network
    INFORMATIONAL SYSTEM DEVELOPMENT
  • Development of corporate informational system of the Bank
    INTERNAL AUDIT AND CONTROL
  • Internal audit and control
    STRUCTURE OF THE SHAREHOLDERS’ CAPITAL
  • Structure of the shareholders’ capital
    PROSPECTS OF BANK’S DEVELOPMENT
  • Prospects of Bank’s development
    BANK AND SOCIETY
  • Bank and society. Social initiatives
    AWARDS AND MENTIONS
  • Awards and mentions
    BANK SERVICES
  • Bank services